Financial policy.

Lifestyles by Noor LLC Financial Policy

Effective Date: 9/28/2023

Payment for Services:

Cash Payments: Lifestyles by Noor LLC is a cash-based medical practice, which means that payment is due at the time of schedule or at the time of service. We accept cash, personal checks, and major credit/debit cards as forms of payment.

Fees and Estimates: Before your appointment, our staff will provide you with an estimate of the expected charges for your visit or procedure. Please keep in mind that this is an estimate, and the actual charges may vary based on the services provided.

Non-Covered Services: Some services or procedures may not be covered by insurance plans, as Lifestyles by Noor LLC does not participate in insurance networks. In such cases, patients are responsible for the full cost of the service.

Billing and Payment Policies:

Billing Statements: If you have an outstanding balance with us, you will receive a billing statement outlining the charges and the amount due. Statements are typically sent out on a monthly basis.

Payment Due Date: Payment for any outstanding balance is due within 30 days of the billing date. Failure to pay within this timeframe may result in additional collection efforts.

Late Payment Fees: A late payment fee may be assessed on balances not paid within 30 days of the billing date. The late payment fee will be [Specify Fee Amount] or [Specify Percentage] of the outstanding balance, whichever is greater.

Refunds and Overpayments:

7. Refunds: If you have made an overpayment or if there is a credit balance on your account, we will issue a refund within [Specify Timeframe] of identifying the overpayment, unless you request that the credit be applied to future services.

Insurance and Claims:

8. No Insurance Billing: Lifestyles by Noor LLC does not participate in any insurance networks and does not submit claims to insurance companies. Patients are responsible for payment at the time of service.

Collections:

9. Collection Efforts: If your account becomes past due, Lifestyle by Noor LLC may initiate collection efforts. This may include sending the account to a collections agency or pursuing legal action, which could result in additional fees and costs.

Financial Hardship:

10. Financial Hardship: If you are experiencing financial hardship and are unable to pay your bill, please contact our billing department to discuss possible payment arrangements or financial assistance options.

Patient Responsibility:

11. Verification of Benefits: If you have insurance coverage that may reimburse you for our services, it is your responsibility to verify your insurance benefits and understand your coverage. Lifestyles by Noor LLC is not responsible for any insurance-related matters.

Agreement:

12. Acceptance of Terms: By receiving medical services from Lifestyles by Noor LLC, you acknowledge and agree to the terms outlined in this Financial Policy.

Lifestyles by Noor LLC is committed to providing you with exceptional medical care. If you have any questions or concerns about our Financial Policy, please do not hesitate to contact our billing department at info@lifestylesbynoor.com